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Buy now, pay in 4 · Uganda

Take it home today.
Pay in four parts.

Pay 25% today and the rest over three weekly MTN MoMo or Airtel Money payments. Online or at the counter, in verified shops across Uganda.

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Or shop on the web for now.

How it works

  1. 1

    Get the app and verify once

    Sign up with your mobile money number and your national ID. You'll see your spending limit in minutes.

  2. 2

    Pay 25% today

    Choose “Pay in 4” at checkout or at the counter and sign with your nxtPay PIN.

  3. 3

    Then 3 weekly payments

    We send a MoMo or Airtel prompt each week. Interest is 2.8% of what you borrow, with nothing hidden.

Kato Electronics

UGX 480,000

K7P 2QD

Scan and go at the counter

In a shop that takes nxtPay, the cashier shows a QR code. Scan it with the app, enter your PIN, and walk out with it. No cards, no forms.

Shops on nxtPay

nxtPay Business

Sell more. Get paid in full, today.

Your customers pay in four; you get the full price. One till for nxtPay, cash and mobile money, plus stock, promotions and tax reports in one dashboard.

Open a business account
  • Paid in full
  • QR till for the counter
  • Stock and promotions
  • VAT-ready reports

Get nxtPay on your phone

Free to download. Your spending limit, payment reminders and scan-to-pay, all in your pocket.

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